The lion's share of loans are generated by the federal loan program, but increasingly, there are a lot of private alternative loan programs offered by banks and savings and loan institutions out there, too.

The nice thing about the Internet is that most people can access it right from their home and do some comparison shopping online.

We were on the same page all day.

There are all kinds of ways out there for graduate students to supplement their income. Some loans and scholarships are based on ethnicity and some provide financial assistance for specific programs, like Master's of Business Administration (MBA) degrees.