I think in the past year, he wrote maybe one check.

Moving away from home and on to college is a major life event. We've found that students want something inexpensive and readily accessible; parents want to be able to get money to their child quickly.

We used to send out material before school started but we've found that just being visible gets the word out.

We know we're going to have some fraud, but in the grand scheme of things, it's the price we're going to pay to serve our community.